Solar Calculator Kerala 2026
Work out a fair-sized rooftop system for your Kerala home under KSEB net metering and the PM Surya Ghar subsidy.
1 Your electricity
Enter your 6-digit PIN to auto-fill your district's average daily generation from NASA satellite data. You can always edit it below.
Indian residential tariffs typically run ₹6–₹9 per unit and rise every year. Check a recent bill for your exact slab rate.
2 Cost & generation
A complete on-grid setup (panels, inverter, structure, wiring, installation) runs about ₹50,000–₹60,000 per kW in 2026. Tier-1 brands (Tata, Adani, Waaree) cost a little more.
Most of India gets about 4 units (kWh) per kW per day on average; sunnier states (Rajasthan, Gujarat) can reach 4.5–5.
3 Subsidy & state top-up
Central subsidy: ₹30,000/kW up to 2 kW, +₹18,000 for the 3rd kW, capped at ₹78,000 for any system 3 kW and above (residential, up to 10 kW). As of May 2026 (per MNRE). Always confirm current rates at pmsuryaghar.gov.in before applying.
Some states add their own subsidy on top of the central one (e.g. Gujarat has offered ₹10,000/kW). Enter your state's per-kW top-up if any — leave 0 if unsure. Verify with your DISCOM.
4 How you'll pay
Indicative estimates only. Subsidy rules and tariffs change by government notification and vary by state/DISCOM. Assumes a gradual annual tariff rise and panel degradation. Confirm current PM Surya Ghar rates and get installer quotes before purchasing.
How PM Surya Ghar subsidy is calculated
• Up to 2 kW:
₹30,000 per kW (1 kW = ₹30,000; 2 kW = ₹60,000)• 3rd kW:
+₹18,000 (so 3 kW = ₹78,000)• 3 kW and above: capped at
₹78,000 (no extra above 3 kW; residential eligibility up to 10 kW)Net cost =
system cost − central subsidy − state top-up. Annual savings = annual units generated × tariff (capped at your usage). Payback = net cost ÷ annual savings; the free-electricity date is today plus the payback period. Source: Ministry of New & Renewable Energy / pmsuryaghar.gov.in — verify current values before applying.
Rooftop solar in Kerala: KSEB, Soura and the 2026 metering rules
Almost every home in Kerala is supplied by the Kerala State Electricity Board (KSEB), the single state DISCOM. KSEB runs its own rooftop programme, branded Soura, which lets you go solar either by paying upfront yourself (the CAPEX route, where you own the panels and claim the central subsidy) or by letting a developer install and own the system on your roof under a RESCO model. For most households claiming the national subsidy, the self-owned CAPEX route through Soura is the usual path.
How net metering works here
Under net metering, the units your panels export to the grid are subtracted from the units you import, and you are billed on the net. From January 2026 the Kerala regulator (KSERC) tightened the rules: full net metering is generally offered up to about 3 kW (a little higher with battery storage), while larger domestic systems move toward net billing, where exported energy is credited at a feed-in tariff rather than one-for-one against your slab rate. Because KSEB tariffs are telescopic, the value of self-consumed solar is higher than exported solar, so sizing the system to match your daytime load matters more than in a pure net-metering state.
- Single DISCOM statewide: KSEB, with the Soura rooftop programme.
- Net metering for smaller domestic systems; net billing / feed-in credit for larger ones.
- Representative domestic tariff used here is around 7 rupees per unit; your slab may be lower or higher.
Sunshine and the monsoon reality
Kerala gets strong sun for much of the year, but it is also one of India's wettest states. During the June to September south-west monsoon and the October to November spell, generation can fall sharply for weeks. We use a conservative yield of about 4.1 units per kW per day as an annual average, which already accounts for those cloudy months. Judge your system on the full-year figure, not on a bright December afternoon. Compare scenarios with our solar savings calculator and on-grid solar calculator.
PM Surya Ghar subsidy
The national PM Surya Ghar: Muft Bijli Yojana pays 30,000 rupees per kW for the first 2 kW, adds 18,000 for the third kW, and caps at 78,000 rupees for systems of 3 kW and above (allowed up to 10 kW). The subsidy is paid as a direct bank transfer after commissioning and inspection, and collateral-free loans at roughly 7 percent are available. Kerala does not currently add a confirmed state top-up beyond this, so treat any extra-subsidy claims with caution. Size the system with our system size calculator and check repayments on the solar loan EMI calculator.
A quick worked example
Take a 3 kW system in Kochi. At about 4.1 units per kW per day it generates roughly 12.3 units daily, near 370 units a month averaged over the year. Offsetting units worth about 7 rupees each, that is near 2,590 rupees of value a month before monsoon dips and export haircuts. After the 78,000 rupee subsidy the net cost typically pays back in a handful of years. Explore batteries with the battery bank calculator or start from the India solar calculator.
Solar calculators for other Indian states & UTs
Pick your state or union territory for localized subsidy, tariff and net-metering figures — or open the full India states directory or the national India solar calculator.
Frequently asked questions
Yes, but with limits. Full net metering is generally available for smaller domestic systems, while larger rooftops move to net billing where exports are paid at a feed-in tariff. Confirm the current threshold with KSEB before you finalise a size.
Soura is KSEB's own rooftop solar programme. You can install and own the system yourself under the CAPEX model and claim the PM Surya Ghar subsidy, or let a developer own it on your roof under a RESCO arrangement.
Only the national PM Surya Ghar amount is confirmed: 30,000 per kW up to 2 kW, plus 18,000 for the third kW, capped at 78,000 rupees for 3 kW and above, paid by bank transfer after commissioning. No separate Kerala top-up is confirmed at present.
Generation does drop during the June to September rains and cloudy spells, which is why we use a conservative full-year yield of about 4.1 units per kW per day. Over a whole year the numbers still stack up; just plan around the annual average, not peak sunny days.
Sources & standards
The Soura programme, tariff and net-metering figures used for Kerala are grounded in the following government and regulatory sources — confirm current rules with KSEB or KSERC before applying.
- Ministry of New and Renewable Energy — MNRE, Government of India
National nodal ministry that sets the rooftop solar policy framework this calculator models. - PM Surya Ghar: Muft Bijli Yojana — Government of India
Official portal for the per-kW subsidy tiers claimed through Kerala's CAPEX-route Soura installs. - Kerala State Electricity Regulatory Commission — KSERC
Sets the net-metering and net-billing thresholds effective from January 2026 that KSEB applies to rooftop solar. - IS 16221 (Part 2) grid-interactive inverter standard — Bureau of Indian Standards
Defines the safety and grid-interconnection requirements Indian solar inverters must meet.