Home / India / Karnataka

Solar Calculator Karnataka 2026

Estimate your rooftop solar cost, PM Surya Ghar subsidy and savings under Karnataka DSPV net metering.

Free · No email · No installer spam

1 Your electricity

Enter your 6-digit PIN to auto-fill your district's average daily generation from NASA satellite data. You can always edit it below.

₹/unit

Indian residential tariffs typically run ₹6–₹9 per unit and rise every year. Check a recent bill for your exact slab rate.

2 Cost & generation

₹/kW

A complete on-grid setup (panels, inverter, structure, wiring, installation) runs about ₹50,000–₹60,000 per kW in 2026. Tier-1 brands (Tata, Adani, Waaree) cost a little more.

units/kW/day

Most of India gets about 4 units (kWh) per kW per day on average; sunnier states (Rajasthan, Gujarat) can reach 4.5–5.

3 Subsidy & state top-up

Central subsidy: ₹30,000/kW up to 2 kW, +₹18,000 for the 3rd kW, capped at ₹78,000 for any system 3 kW and above (residential, up to 10 kW). As of May 2026 (per MNRE). Always confirm current rates at pmsuryaghar.gov.in before applying.

₹/kW

Some states add their own subsidy on top of the central one (e.g. Gujarat has offered ₹10,000/kW). Enter your state's per-kW top-up if any — leave 0 if unsure. Verify with your DISCOM.

4 How you'll pay

Your free-electricity date
— kW system · — panels
System cost (before subsidy)
PM Surya Ghar subsidy
State top-up
Net cost to you
Annual bill savings
Payback period
25-year savings
— units/day Subsidy ₹—

Indicative estimates only. Subsidy rules and tariffs change by government notification and vary by state/DISCOM. Assumes a gradual annual tariff rise and panel degradation. Confirm current PM Surya Ghar rates and get installer quotes before purchasing.

Cumulative savings over 25 years
Starts negative (your net cost), crosses zero on your free-electricity date, then climbs into profit.
How PM Surya Ghar subsidy is calculated
Central subsidy slabs (residential, as of May 2026):
• Up to 2 kW: ₹30,000 per kW (1 kW = ₹30,000; 2 kW = ₹60,000)
• 3rd kW: +₹18,000 (so 3 kW = ₹78,000)
• 3 kW and above: capped at ₹78,000 (no extra above 3 kW; residential eligibility up to 10 kW)

Net cost = system cost − central subsidy − state top-up. Annual savings = annual units generated × tariff (capped at your usage). Payback = net cost ÷ annual savings; the free-electricity date is today plus the payback period. Source: Ministry of New & Renewable Energy / pmsuryaghar.gov.in — verify current values before applying.

Rooftop solar in Karnataka: DSPV, net metering and DISCOM billing

Karnataka pairs high solar irradiance with one of the country's more progressive rooftop frameworks. Its Distributed Solar Photovoltaic (DSPV) policy was overhauled to add flexible metering, and the state is served by five distribution companies. Model your own case with our India solar calculator and the Karnataka defaults built into this page.

Karnataka DISCOMs and how they bill solar

Five utilities cover the state: BESCOM (Bengaluru), MESCOM (Mangaluru), HESCOM (Hubli), GESCOM (Kalaburagi) and CESC (Mysuru). For domestic rooftop systems the standard route is net metering, where a bidirectional meter nets exports against imports at your retail slab rate. The DSPV reforms also introduced Virtual Net Metering and Group Net Metering, letting housing societies or a single owner share one plant across connections, and they removed the power purchase agreement requirement for low-tension domestic consumers. Surplus beyond your consumption is typically settled at a KERC-set rate rather than the full retail tariff.

PM Surya Ghar subsidy in Karnataka

The central PM Surya Ghar: Muft Bijli Yojana is the main incentive, with no confirmed additional Karnataka cash top-up right now. It provides ₹30,000 per kW for the first 2 kW, a further ₹18,000 for the 3rd kW, and caps at ₹78,000 for 3 kW and larger. Residential systems up to 10 kW are eligible, the money arrives by direct benefit transfer after your DISCOM commissions the plant, and a collateral-free loan near 7 percent is on offer. Note that the state's free-units schemes can lower the bill you are offsetting, which affects payback, so run realistic numbers.

A quick Karnataka example

A 3 kW system at about 4.6 units per kW per day makes close to 14 units daily, or roughly 410 units a month. At an effective ₹8 per unit on the upper slabs that is around ₹3,200 of monthly value where solar displaces grid use, though households on heavily subsidised or free units will save less in cash terms. After the ₹78,000 subsidy, many Bengaluru installs land in a three to four year payback range. Fine-tune the array on the system size calculator, test savings on the savings calculator, plan an EMI with the solar loan EMI calculator, or add storage using the battery bank calculator.

Solar calculators for other Indian states & UTs

Pick your state or union territory for localized subsidy, tariff and net-metering figures — or open the full India states directory or the national India solar calculator.

Frequently asked questions

Which DISCOMs handle rooftop solar in Karnataka?

Five utilities cover the state: BESCOM for Bengaluru, MESCOM for the coastal Mangaluru zone, HESCOM in the northwest, GESCOM in the northeast, and CESC for Mysuru. You apply through the DISCOM serving your address, usually via the online SRTPV or DSPV portal.

Does Karnataka offer an extra state solar subsidy?

No separate state cash subsidy is confirmed at present. Homeowners rely on the central PM Surya Ghar scheme of up to ₹78,000 for 3 kW and above. Always verify current terms with your DISCOM and the national portal before ordering.

What metering options does the Karnataka DSPV policy allow?

Domestic systems generally use net metering. The DSPV reforms added Virtual Net Metering and Group Net Metering so societies or a single owner can share one plant across connections, and they scrapped the PPA requirement for low-tension domestic consumers up to the notified limit.

Do Karnataka free-unit schemes affect solar payback?

They can. If a large share of your consumption is already free or heavily subsidised, solar displaces fewer paid units, so the cash savings and payback stretch out. Model your actual billed units rather than gross consumption for a realistic result.

Sources & standards

The DSPV policy, tariff and subsidy figures used for Karnataka are grounded in the following government and regulatory sources — confirm current rules with your DISCOM or KERC.