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Solar Calculator Maharashtra 2026

Work out your rooftop size, PM Surya Ghar subsidy and monthly savings using Maharashtra's higher tariffs, sunshine and MERC net-metering rules.

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1 Your electricity

Enter your 6-digit PIN to auto-fill your district's average daily generation from NASA satellite data. You can always edit it below.

₹/unit

Indian residential tariffs typically run ₹6–₹9 per unit and rise every year. Check a recent bill for your exact slab rate.

2 Cost & generation

₹/kW

A complete on-grid setup (panels, inverter, structure, wiring, installation) runs about ₹50,000–₹60,000 per kW in 2026. Tier-1 brands (Tata, Adani, Waaree) cost a little more.

units/kW/day

Most of India gets about 4 units (kWh) per kW per day on average; sunnier states (Rajasthan, Gujarat) can reach 4.5–5.

3 Subsidy & state top-up

Central subsidy: ₹30,000/kW up to 2 kW, +₹18,000 for the 3rd kW, capped at ₹78,000 for any system 3 kW and above (residential, up to 10 kW). As of May 2026 (per MNRE). Always confirm current rates at pmsuryaghar.gov.in before applying.

₹/kW

Some states add their own subsidy on top of the central one (e.g. Gujarat has offered ₹10,000/kW). Enter your state's per-kW top-up if any — leave 0 if unsure. Verify with your DISCOM.

4 How you'll pay

Your free-electricity date
— kW system · — panels
System cost (before subsidy)
PM Surya Ghar subsidy
State top-up
Net cost to you
Annual bill savings
Payback period
25-year savings
— units/day Subsidy ₹—

Indicative estimates only. Subsidy rules and tariffs change by government notification and vary by state/DISCOM. Assumes a gradual annual tariff rise and panel degradation. Confirm current PM Surya Ghar rates and get installer quotes before purchasing.

Cumulative savings over 25 years
Starts negative (your net cost), crosses zero on your free-electricity date, then climbs into profit.
How PM Surya Ghar subsidy is calculated
Central subsidy slabs (residential, as of May 2026):
• Up to 2 kW: ₹30,000 per kW (1 kW = ₹30,000; 2 kW = ₹60,000)
• 3rd kW: +₹18,000 (so 3 kW = ₹78,000)
• 3 kW and above: capped at ₹78,000 (no extra above 3 kW; residential eligibility up to 10 kW)

Net cost = system cost − central subsidy − state top-up. Annual savings = annual units generated × tariff (capped at your usage). Payback = net cost ÷ annual savings; the free-electricity date is today plus the payback period. Source: Ministry of New & Renewable Energy / pmsuryaghar.gov.in — verify current values before applying.

Rooftop solar in Maharashtra: what drives your savings

Maharashtra has some of India's higher residential electricity tariffs, which makes rooftop solar unusually attractive here — every unit you generate yourself replaces an expensive grid unit. Your payback depends on your distribution company's metering rules, your tariff slab and the sunshine your roof gets. Start with our India solar calculator and feed in the Maharashtra numbers below.

Your DISCOM and metering

Most of the state is served by MSEDCL (Mahavitaran), while Mumbai and its suburbs are split between Adani Electricity, Tata Power and BEST. Under MERC rules, residential rooftop systems generally use net metering, so your bi-directional meter nets exported units against imports. Note that as of 2026 Maharashtra has been revising the treatment of surplus export, with a regulated buy-back rate for injected units set around Rs 2.8 per unit and time-of-day tariffs in play, so confirm whether your connection is on net metering or net billing before you size the system. An on-grid setup without batteries usually pays back fastest.

Tariffs and why solar pays

MSEDCL residential slabs rise steeply, and a typical medium-to-high consumption home pays roughly Rs 9 to Rs 11 per unit at the margin once fixed, wheeling and fuel-adjustment charges are included. Because those top slabs are the ones solar erases first, self-consumption is where the money is; model it with our savings calculator.

Sunshine and generation

Maharashtra sees around 5 peak sun hours a day, so a 1 kW array generates roughly 4.2 units daily, or about 1,500 units a year. Interior districts like Vidarbha and Marathwada often do slightly better than coastal Konkan.

PM Surya Ghar subsidy

The national PM Surya Ghar: Muft Bijli Yojana pays Rs 30,000 per kW for the first 2 kW and Rs 18,000 for the 3rd kW, capped at Rs 78,000 for systems of 3 kW and above, for residential connections up to 10 kW. It is disbursed by DBT to your account after commissioning, and collateral-free loans near 7 percent are available. MAHAURJA acts as the state nodal agency; as of 2026 there is no confirmed additional Maharashtra cash top-up over the central subsidy, so check the latest position with your DISCOM.

A quick worked example

A 3 kW system at about 4.2 units per kW makes roughly 12.6 units a day. At around Rs 9 per unit that is close to Rs 3,400 a month in avoided or credited power. After the Rs 78,000 subsidy, many Maharashtra homes recover their cost in about 4 years. Size it with our system size calculator and check monthly outgo on the solar EMI calculator.

Solar calculators for other Indian states & UTs

Pick your state or union territory for localized subsidy, tariff and net-metering figures — or open the full India states directory or the national India solar calculator.

Frequently asked questions

Which DISCOMs handle rooftop solar in Maharashtra?

MSEDCL covers most of the state, while Mumbai is served by Adani Electricity, Tata Power and BEST. All process residential rooftop applications under MERC rules through the national PM Surya Ghar portal, with net metering the common arrangement for homes.

Is net metering still available in Maharashtra in 2026?

Residential rooftop systems generally still use net metering under MERC, but the state has been revising how surplus export is credited, with a regulated buy-back near Rs 2.8 per unit and time-of-day tariffs. Confirm whether your connection is net metering or net billing before installing.

How much is the PM Surya Ghar subsidy for a Maharashtra home?

You get Rs 30,000 per kW for the first 2 kW plus Rs 18,000 for the 3rd kW, capped at Rs 78,000 for 3 kW and above, for connections up to 10 kW. It is paid by DBT after commissioning. As of 2026 no confirmed extra state cash top-up applies, so verify with MAHAURJA or your DISCOM.

Why does solar save more in Maharashtra than many other states?

Maharashtra's residential tariffs are among the higher ones in India, often Rs 9 to Rs 11 per unit at upper slabs. Because solar first replaces those costliest units, each generated unit is worth more, giving many homes payback in roughly 4 years after subsidy.

Sources & standards

This Maharashtra calculator's tariff, metering and subsidy assumptions are drawn from the following regulatory and government sources.